Who it’s for: Executives, professionals, and families who want a clear roadmap for decisions across savings, investing, and long-term goals. 

The problem it solves: Without an integrated financial plan, priorities compete—retirement timing, lifestyle spending, and major milestones become harder to evaluate. 

How we approach it: We build a practical financial and retirement plan that connects cash flow, portfolio strategy, and timelines, then revisit it as life and markets change. 

Outcome you can expect: Clear priorities and actionable next steps—so decisions are made with confidence, not guesswork. 

Who it’s for: High earners and business owners where tax is one of the biggest drags on progress and decisions need an after-tax lens. 

The problem it solves: Most strategies stop at the basics (RRSP/TFSA contributions) and miss the coordination that can materially affect after-tax outcomes. 

How we approach it: We build a tax-aware plan that goes beyond basic contribution decisions by coordinating across account structure, income timing, cash flow, and estate considerations—working with your accountant and other professionals where appropriate. Recommendations are based on your circumstances and current tax rules. 

Outcome you can expect: Clearer decision-making with an after-tax view—so your investment and planning choices stay aligned and more efficient over time. 

Who it’s for: Families and business owners who want clarity on legacy planning and fewer complications for loved ones. 

The problem it solves: Estate planning gaps can lead to family friction, unnecessary taxes and costs, delayed settlements, and misaligned beneficiaries or outdated documents. 

How we approach it: We coordinate estate and wealth transfer priorities by reviewing account structure, beneficiary designations, and planning considerations—then work alongside your lawyer (and accountant where appropriate) so decisions are aligned and implemented properly. 

Outcome you can expect: A more organized, coordinated estate approach—reducing uncertainty and helping ensure your wishes are easier to execute. 

Who it’s for: Incorporated professionals and business owners managing corporate surplus, uneven cash flow, and long-term planning decisions. 

The problem it solves: Plans often become fragmented—corporate cash accumulates without a clear strategy, compensation decisions are unclear, and long-term planning (retirement, exit, succession) gets delayed. 

How we approach it: We integrate corporate and personal planning so cash flow, portfolio strategy, and tax-aware decisions work together—coordinating with your accountant and other professionals where appropriate and based on current tax rules. 

Outcome you can expect: Better alignment between business and personal decisions—making corporate surplus and long-term planning clearer and easier to execute. 

Who it’s for: Clients who want to protect progress and reduce the chance of a major setback derailing the plan. 

The problem it solves: The biggest risks often aren’t market-related—disability, premature death, liability exposure, or estate liquidity issues can force poor decisions under pressure. 

How we approach it: We identify key vulnerabilities and coordinate practical protection strategies as part of your overall wealth plan—not as standalone products—aligned to your priorities and planning needs. 

Outcome you can expect: A more resilient plan with fewer “single points of failure,” helping protect your family and long-term goals. 

Who it’s for: Clients with U.S. connections—such as U.S. residents/citizens—or Canadians with legacy U.S. accounts and U.S.-dollar investment assets. 

The problem it solves: Cross-border households often face fragmented accounts, conflicting rules, and unnecessary complexity when U.S. assets and Canadian planning are not coordinated. 

How we approach it: We can manage U.S. assets for eligible clients through iA Private Wealth USA, providing portfolio management and ongoing oversight while coordinating with cross-border tax and legal professionals where appropriate to support alignment with your overall plan. 

Outcome you can expect: A clearer, more coordinated approach to U.S. assets—reduced friction, better oversight, and fewer surprises across borders.